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Fixed deposit Plan |
Terms & Conditions
- Minimum fix deposit amount will be Rs.1000/- and further in multiple of Rs.1000/-only.
- Rate of interest will be calculated on yearly compound base.
- No TDS deducted on interest paid by symbiosis credit co-operative society limited on deposit Amount as per societies Act 2002.
Secured Loan Facility
- After six months of deposit date 60% secured loan will be paid on deposit amount.
- After one year & above 75% loan will be paid on deposit amount.
- After three year & above 100% loan will be paid on deposit amount.
- Rate of interest on secured loan will be charged@2.00% monthly compound.
| S. No. |
Minimun Investment Amount |
Tenure in Month |
Maturity |
Pre-Maturity |
| Interest Rate % |
Maturity Amount |
Lock in Peried |
Interest After Lock |
| 1 |
1000 |
12 |
11.0 |
1110 |
NA |
NA |
| 2 |
1000 |
24 |
11.5 |
1243 |
12 |
3 |
| 3 |
1000 |
36 |
12.0 |
1405 |
24 |
6 |
| 4 |
1000 |
48 |
12.0 |
1574 |
24 |
6 |
| 5 |
1000 |
60 |
12.5 |
1802 |
36 |
7 |
Pre-maturity Facility
| On 12 Months FD |
No Pre-Maturity |
| On 24 Months FD |
After 12 Months one can go for pre-maturity in that case only
rate of interest @3 % will be applicable. |
| On 36/48 Months FD |
After 24 Months one can go for pre-maturity in that case only
rate of interest @6 % will be applicable. |
| On 60 Months & Above FD |
After 36 Months one can go for pre-maturity in that case only
rate of interest @7 % will be applicable. |
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