Fixed deposit Plan

Terms & Conditions

  • Minimum fix deposit amount will be Rs.1000/- and further in multiple of Rs.1000/-only.
  • Rate of interest will be calculated on yearly compound base.
  • No TDS deducted on interest paid by symbiosis credit co-operative society limited on deposit Amount as per societies Act 2002.

Secured Loan Facility

  • After six months of deposit date 60% secured loan will be paid on deposit amount.
  • After one year & above 75% loan will be paid on deposit amount.
  • After three year & above 100% loan will be paid on deposit amount.
  • Rate of interest on secured loan will be charged@2.00% monthly compound.
S. No. Minimun Investment Amount Tenure in Month Maturity Pre-Maturity
Interest Rate % Maturity Amount Lock in Peried Interest After Lock
1 1000 12 11.0 1110 NA NA
2 1000 24 11.5 1243 12 3
3 1000 36 12.0 1405 24 6
4 1000 48 12.0 1574 24 6
5 1000 60 12.5 1802 36 7

 

Pre-maturity Facility

On 12 Months FD No Pre-Maturity
On 24 Months FD After 12 Months one can go for pre-maturity in that case only rate of interest @3 % will be applicable.
On 36/48 Months FD After 24 Months one can go for pre-maturity in that case only rate of interest @6 % will be applicable.
On 60 Months & Above FD After 36 Months one can go for pre-maturity in that case only rate of interest @7 % will be applicable.

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Latest News

10-11-2015
New Schemes Lakhpati Yojana Launched By Symbiosis Credit Co-Oprative Society Ltd
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01-04-2016
India is a Country of Agriculture.more than 70% population lives in villages. An Indian farmer is the back bone of our Indian society, But he lives in poverty. - Symbiosis Credit Co-operative Society Ltd.
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