Personal Loan Scheme

  1. The government servants are only eligible for this loan.
  2. The loan amount will be Minimum of Rs.10,000/- to maximum of Rs. 50,000/-
  3. The documents mentioned before plus two checks of salary account, bank statement of last six Months and pay slips of last six months of the employee.
  4. Opening of R.D. A/c equal to 1% loan amount is a must.
  5. The installment will be monthly payable and non-payment of installment on due date will attract 5% penalty per Monthly installment.
  6. Non-payment of full loan by due date will attract 10% penalty per month
  7. The rate of interest on loan will be @ 18% per annum.
  8. The loan period will be for maximum of 24 months.
  9. The borrower will insured and the premium will be borne by borrower


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